PAY TITHING FIRST! The Lord gave you everything to have, so make sure you put Him first... It's all His anyway.
For financial mastery & stewardship skills, I very highly recommend Leslie Householder's books, which can all be found HERE or HERE.
"Jackrabbit Factor; Why You Can"
"Portal To Genius"
"Hidden Treasures; Heaven's Astonishing Help With Your Money Matters"
Now for debt... If you aren't in debt (consumer debt, that is) - GOOD FOR YOU, & KEEP IT UP!
If you are... click HERE or HERE for simple & effective calculators that implement the "debt snowball" approach for getting out of debt quickly. You can also use awesome budgeting tools, like my favorite; YNAB - (You Need A Budget)!
The DEBT SNOWBALL method:
1. Pay off your lowest balance first. 2. Once that smallest bill is paid off, then you apply that payment to the next payment until it's paid off. 3. Once that 2nd debt is paid off, then you apply the 1st AND 2nd payment to the 3rd debt... and so on.
You're snowballing your payments into the next payment, which compounds & helps you pay off your debts MUCH faster.
1. Pay off CC#1 2. Apply that $50 payment to CC #2, so that payment now becomes $200 instead of $150. 3. As soon as CC #1 & 2 are paid off, take BOTH of those payments & apply them to the car loan, so that the car payment is now $550 instead of $350. 4. As soon as the car is paid off, take all 3 of those payments & apply them to the mortgage. Now that payment is $1,900 instead of $1350, but you have not increased the amount of money going out each month at all.
Voila! You're out of debt in a fraction of the time!